HomeMy WebLinkAbout10/02/2012 Agenda Summary Report
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B A K E R S F I E L D
City Council members:
/s/ Steven Teglia Ken Weir, Chair
Staff: Steven Teglia David Couch
Assistant to the City Manager Harold Hanson
SPECIAL MEETING OF THE PERSONNEL COMMITTEE
Tuesday, October 2, 2012
12:00 p.m.
City Hall North – Conference Room A
1600 Truxtun Avenue
Bakersfield, CA 93301
AGENDA SUMMARY REPORT
Meeting called to order at 12:00 p.m.
1. ROLL CALL
Committee members: Councilmember Ken Weir, Chair
Councilmember David Couch
Councilmember Harold Hanson
City staff: Alan Tandy, City Manager
Steven Teglia, Assistant to the City Manager
Rhonda Smiley, Assistant to the City Manager/PIO
Chris Huot, Admin. Analyst, City Manager’s Office
Nelson Smith, Finance Director
Virginia Gennaro, City Attorney
Christi Tenter, Human Resources Manager
Ginger Rubin, Benefits Technician
Retired employees Fred Baugher, Florn Core, Bill Descary, Tim Taylor, and
/BCARE: Margaret Ursin
Others present: Johnny Wu and Tom Morrison, Segal Company
Billy Owens, SEIU
Brian West and Todd Dickson, BPOA
Members of the media
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2. ADOPTION OF AUGUST 3, 2012 AGENDA SUMMARY REPORT
Adopted as submitted
3. PUBLIC STATEMENTS
None
4. NEW BUSINESS
A. Discussion and recommendation regarding 2013 Health Plan Renewals
Assistant to the City Manager Teglia reported that the information to be
presented to the Committee on this day has already been presented to the
Insurance Committee.
Tom Morrison, Segal Company, distributed a report and gave an overview
of the contents.
Kaiser and Anthem initially requested significant rate increases; however,
after additional information was provided, and subsequent to receiving the
RFI (Request for Information) results, the proposals were more favorable.
The following is a list of percentage increases/decreases for each plan:
Anthem HMO / active employees = + 8.68%
Anthem PPO / active employees = - 6.38%
Anthem PPO / retirees, under age 65 = +18.78%*
Anthem PPO Senior Secure = +19.10%
Kaiser HMO / active employees = + 4.00%
Kaiser HMO / retirees under age 65 = + 0.30%*
Kaiser High Deductible / active employees = + 3.90%
Kaiser High Deductible / retirees under age 65 = + 0.30%*
Kaiser HMO Senior Advantage = - 0.20%*
*Amount varies by years of service
Rates for the Pacific Union Dental Plans did not change, while rates for the
Met Life PPO Dental Plan increased by 2.0%.
Optum/PacifiCare Behavioral Health rates increased by 7.8%. There was no
increase to the EAP rate, which is paid by the City.
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As part of an agreement in effect through 2015, there is no increase to the
visions plan by Medical Eye Services.
Based on historical data compiled from the previous seven years, rates for
all medical plans available to active employees averaged increases, as
follows: Kaiser HMO – 4.1%; Anthem HMO – 3.2%; Anthem PPO – 3.2% and
Kaiser High Deductible – 3.9%.
For this same period, the rates for all medical plans available to non -
Medicare eligible retirees also averaged increases, as follows: Kaiser HMO –
17.4%; Anthem PPO – 0.5%; and Kaiser High Deductible – 0.3%.
It should be noted that the Kaiser High Deductible Plan has only been an
option for employees for one year.
According to this data, these averages are less than the national and state
average, and comparable to other governmental entities in the Central
Valley and Southern California.
Specific costs to each retiree are included in the report, and the information
covers the time period between 2006 through 2013.
In May, 2012, responses to an RFP (Request for Proposals) resulted in a
recommendation to replace Dearborn National with ING as the life
insurance carrier. The premiums, which are borne by the City, will decrease
by 32% for basic life insurance and 50% for AD&D coverage.
A section of the Segal report focused on the Anthem PPO Claims
Stabilization Reserve Account. The calculations reflect that after deducting
for expenses, the costs paid for claims, and an amount required for
retention, the City is eligible to receive a refund in the amount of $1,616,593.
Appendices to the report list enrollment information per plan, general claims
data, and ratings of all insurance companies that do business with the City.
It should be noted that all of these insurance companies have an A or A+
rating by the Standard & Poor index.
Assistant to the City Manager Teglia reported that all of this information was
provided to the Insurance Committee on September 11, 2012, and that
Committee recommended approval of the proposed rate renewals
presented today, and that ING replace Dearborn National as the life
insurance carrier. Further, it was recommended that the refund that the
City is eligible to receive from Anthem should be deposited into the
irrevocable trust for payment of the OPEB liability.
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Committee Chair Weir recognized Mr. Tim Taylor, who had a question
regarding calculations for retirees as they correlate to years of service
together with the lowest cost HMO medical plan. He believed that basing
the calculation on another plan might save the retirees some money. Staff
explained that making the proposed change would result in an increase to
the OPEB liability by approximately 18% or $1.4 million per year, for a total of
around $29 million over the life of the liability, which is 26 years.
City Manager Tandy and Assistant to the City Manager Teglia explained
that the Kaiser High Deductible Plan was included as an option last year for
those active employees and retirees who seek low premiums or who have
additional coverage through a spouse or other entity. The Insurance
Committee discussed the pros and cons of this plan at the time before
unanimously approving it.
Committee Chair Weir asked if the MOU would have to be revised to enact
the proposed change. City Manager Tandy said that the change could be
made, but the City is not in a financial position to bear the increased cost to
the liability.
Assistant to the City Manager Teglia stated that staff recommends approval
of the 2013 health care rate renewal package as proposed, and allocating
the $1.6 million stabilization refund to the irrevocable trust.
The Committee unanimously approved staff’s recommendation.
5. COMMITTEE COMMENTS
None
6. ADJOURNMENT
The meeting was adjourned at 12:33 p.m.